A payment gateway is, to keep it simple, a technology that is used to automate payment transactions between a buyer and a seller, allowing the latter to accept a variety of payment methods, from credit/debit cards up to mobile money and electronic wallet payments, and even direct banking.
The result of many years of hard research and development, the payment gateway BIAPAY is meant to provide you with everything you need to start collecting payments smoothly, no matter the business environment, on your online platform or in your physical store. This is why we made extensive use of the latest technology at all levels, from the architecture up to the GUI of your end device. You won’t need to look further, for BIAPAY is all-in.
Multiple payment methods
BIAPAY lets your customers choose their preferred payment method, thus accelerating the payment process. Available options are: mobile money operators (Orange Money, Express Union Mobile Money, MTN Mobile Money, Sara by AFB as well as BIAPAY itself), international wallets (PayPal, Stripe, Skrill), credit/debit cards (VISA, Mastercard, UnionPay), online banking (Direct Banking). Access by QR code or Paylink in-store. More to come soon!
Varied choice of currencies
Allow your customers to pay in the currency of their choice. While this will open the world to you and your business, enabling you to deal with people in new markets, this will also put an end to conversion disputes, due to the built-in automatic conversion engine. Starting with XAF, US Dollar and Euro, BIAPAY will soon allow payments in all major currencies (e.g. XOF, Chinese Yuan, Japanese Yen, Swiss Franc, Canadian Dollar and other African currencies).
Intuitive dynamic routing
In the event of downtime, scheduled maintenance interruptions, heavy load on bank servers, etc., BIAPAY’s intelligent routing system detects the best performing payment method in terms of success rate and proposes it to you to safely route your transaction. This ensures a higher success rate for your transactions and will allow you to recover transactions that would otherwise be lost. BIAPAY cares a lot about your payment … and about you!
BIAPAY is easy to use
LOGIN / REGISTRATION
This is Step 1 - Fine, just go ahead!
This is Step 2 - You're almost done!
SAFE PAYMENT EVERYWHERE
This is Step 3 - Ready to go!
Payment Gateway Setup
Integration and setup of BIAPAY are as smooth as the system itself. No matter what the environment is. Here starts a fabulous experience.