BIAPAY - It's worth it!

BIAPAY‘s simple and transparent plans are available for professional accounts only, i.e. for merchants who strive to streamline their payment processes and make sure payout as well as cashout is user-friendly, safe and secure at all times. Select your preferred plan to start and grow your business among 4 plans as follows:

  • Starter – To get started and collect money right after KYC submission
  • Advanced – Suitable for most businesses, including powerful reporting
  • Premium – All you need to run your online business, no matter its size
  • Privilege – Unleash the full power of BIAPAY without limitation (upon request)

While the testing plan, which will be assigned by default to your account upon registration, will allow you to perform test financial transactions and step up into the BIAPAY family, we strongly recommend that you upgrade to one of the other plans in order to take much more profit of your favorite payment gateway and integrator. KYC submission and approval is required for you to run live transactions.

Don’t know which plan to choose? Need help?

Subscription fee per month XAF900 XAF4,900 XAF49,900 On demand
Mobile payment BIAPAY 2 BIAPAY 0.5% 0.5% 0.5% ******
Locale Wallets (Orange Money, MTN MoMo, EU MoMo, M2U Money, SARA Money, etc…) 1.5% 1.5% 1.5% ******
Payment via International Wallets (PayPal, Stripe, Skrill*) 2.75% 2.75% 2.50% ******
Payments via credit/debit card (Mastercard, Visa, AMEX, Discovery, Union Pay, GIMACPAY*) 2.75% 2.75% 2.50% ******
Payment by online banking (direct banking)* 1.50% 1.50% 1.50% ******
Number of point of sales (POS) 3 10 20 unlimited
Transaction currency XAF XAF, EUR, USD XAF, EUR, USD all currencies available
Market Place on BIAPAY App - BIAPAY Shoping Cart 5 20 Up to 100 products
Number of sub-users included 2 5 10 unlimited
Frequency Settlement and Payout every 2 days *** daily **** in real time****** As agreed
BIAPAY web app
BIAPAY mobile app
Instore Payment (QR-Code Payment)
Instore Payment (NFC Payment)
Instore Payment (Offline Payment)
Analytics and Reporting
Technical assistance Integration + Configuration
24/7 technical assistance via Help Center + online documentation (
Detailed Monthly Transaction Fee Report
Smart Dynamic Routing
Smart Analytics
Online Fraud Management
Referral program
Loyalty program
Email Technical Support**
Request Payment (Paylink)
Instant Payout
Split Settlement
Dynamic Event Notification
Technical support by phone **
Invoicing Service (Registered new customers and products, generate new quotations, invoices with online payment options, Coupons and send to customer via sms or email )
Event management module (Create and manage events and electronic tickets to the events)
Internal Event Payment
Marketing campaign on BIAPAY mobile & web


1) Transaction fees may be borne either by the customer or by the merchant. Unless the merchant explicitly decides to process differently, and for the sake of simplicity, BIAPAY considers by default that they are borne by the merchant.

2) All amounts are exclusive of VAT.

* as soon as available

** Monday - Friday: 8:00 a.m. - 8:00 p.m. | Saturday - Sunday: 9:00 a.m. - 2:00 p.m.

*** every Monday, Wednesday and Friday at 8:00 a.m. (Central African Time). Bank account may take up to 2 working days.

**** every day at 0:05 a.m. (Central African Time) for the past day. Bank account may take up to 2 working days.

***** Real-time for mobile money settlement account or wallet. Bank account may take up to 2 working days.

****** BIAPAY provides you with customized and the most competitive rates. Once your registration is complete, our agents will contact you with our best offer.